Peace of mind is one click away!

Focus on care, while we take care of the rest.

Join the family

We offer protection for all dog and cat breeds

We can pay directly to the veterinarian for you

We can pay the bill at the veterinarian practice – no waiting, no worries.

Our commitment to you

Claims to be processed within 72 hours.

Includes illness, accident, and surgery

No need to decide between which type of pet insurance is important. PetExpert includes illness, accident, and surgery in all policies. 

How our partner network works

We are able to pay the veterinary provider to offer direct payment. No waiting. No hassle. No worries.

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Your pet gets the treatment they need

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Our technology sends us the bill immediately

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We are able to pay the veterinarian directly.

What type of insurance is PetExpert?

PetExpert insurance is a form of non-life insurance that can help you against unexpected veterinary costs, including treatment of injuries, illnesses, operations, aftercare, hospitalization, medication or related costs, provided in collaboration with KBC Insurance NV.

What makes PetExpert the best?

Traditional pet insurance
PetExpert
Paying your whole bill upfront and waiting to get reimbured.
Having your vet bill paid directly at check-out.
Sacrificing comprehensive care for a cheaper monthly rate.
One simple policy that provides quality nose-to-tail cover.
Trying to cross-sell you different insurances.
We only do pet insurance - it is our expertise!
Increases rates or restricts coverage because you filed a claim.
Will never increase your rates or reduce cover just because you had to use it.

Transparency is key

Your pet means everything to you. So we provide everything they need. A PetExpert policy includes all of this.

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This product is subject to the laws of Belgium.

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Contracts are for a 1 year period, that tacitly renew, unless you provide notice in accordance with your policy.

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PetExpert Belgium BV, Sint Michielslaan 65/6, 1040 Brussels, Belgium is the first point of contact for any complaints you may have. If you cannot find a suitable solution, you can contact the Insurance Ombudsman, Meeûsplantsoen 35, 1000 Brussels, www.ombudsman-insurance.be, who acts for the entire sector. However, you retain the right to initiate legal proceedings.

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To see the full policy or any related documents, please click here. 

Unique as your pet

We calculate the price individually for the specific animal.

Dog Coverage

Cat Coverage

Our mission

At PetExpert, we're on a mission to help loving, responsible pet owners budget and care for their pets.

Best care to your best friend

We're dedicated to helping pets get the best care.

Pets before profits

We’re committed to providing the best long-term value, with fair prices.

Pets don’t wait for business hours

We're nimble enough to deal with the bills in the smartest and fastest way.

Got questions?

We are curently building our partner network, so our team has decided to allow any licensed Belgian veterinarian. Please see this page to see which clinics are our current partners.

Routine or preventative care, such as regular vet check-ups, vaccines, and preventive medications (like flea and tick control) are all things that can be expected throughout the lifetime of a pet. Because these costs can be planned and budgeted for, they are not included in cover.

Pre-existing conditions are conditions that were present prior to the start of your insurance policy and during the waiting period. We do not cover pre-existing conditions.
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